/* Pipestone Payments — premium bilingual static site */
:root{
  --navy:#081F2C; --navy-soft:#123043; --navy-deep:#05141D;
  --teal:#40C1AC; --teal-dark:#2B8173; --teal-pale:#DFF5F0; --teal-mist:#F2FAF8;
  --gray:#A0A09F; --ink:#2F2E2E; --muted:#5c6b72; --line:#e3ecea;
  --white:#fff; --radius:16px; --radius-lg:22px;
  --shadow:0 18px 44px rgba(8,31,44,.12); --shadow-sm:0 8px 24px rgba(8,31,44,.08);
  --ease:cubic-bezier(.22,.61,.36,1);
  --font:-apple-system,BlinkMacSystemFont,"Segoe UI","Helvetica Neue",Arial,"PingFang SC","Hiragino Sans GB","Microsoft YaHei",sans-serif;
  --serif:Georgia,"Times New Roman","Songti SC",serif;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--font);color:var(--ink);line-height:1.8;background:var(--white);font-size:16px;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:var(--teal-dark);text-decoration:none}
.container{max-width:1180px;margin:0 auto;padding:0 28px}
/* header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.header-in{display:flex;align-items:center;justify-content:space-between;height:78px}
.brand{display:inline-flex;align-items:center;gap:10px;text-decoration:none;flex:none}
.brand img{height:40px;width:auto;display:block}
.brand-name{font-family:'Playfair Display',Georgia,'Times New Roman',serif;font-weight:700;font-size:25px;line-height:1;letter-spacing:.2px;white-space:nowrap}
.bn-dark{color:#081F2C}.bn-light{color:#fff}.bn-gray{color:#A0A09F}
.main-nav{display:flex;gap:6px;align-items:center}
.main-nav a.nav-link{padding:10px 14px;color:var(--navy);font-weight:600;font-size:15px;border-radius:8px;white-space:nowrap;transition:background .2s var(--ease),color .2s var(--ease)}
.main-nav a.nav-link:hover{background:var(--teal-mist);color:var(--teal-dark)}
.main-nav a.nav-link.active{color:var(--teal-dark)}
.btn{display:inline-block;background:var(--teal);color:#fff;font-weight:700;padding:14px 34px;border-radius:999px;border:0;cursor:pointer;font-size:16px;transition:background .25s var(--ease),transform .25s var(--ease),box-shadow .25s var(--ease)}
.btn:hover{background:var(--teal-dark);transform:translateY(-2px);box-shadow:var(--shadow-sm)}
.btn-outline{background:transparent;color:var(--teal-dark);border:2px solid var(--teal)}
.btn-outline:hover{background:var(--teal);color:#fff}
.btn-light{background:#fff;color:var(--navy)}
.btn-light:hover{background:var(--teal-pale);color:var(--navy)}
.btn-sm{padding:10px 22px;font-size:14px}
.lang-switch{display:flex;border:1px solid var(--line);border-radius:999px;overflow:hidden;margin-left:10px}
.lang-switch button{border:0;background:transparent;padding:8px 14px;font-size:13px;font-weight:700;color:var(--muted);cursor:pointer;transition:.2s}
.lang-switch button.on{background:var(--navy);color:#fff}
.burger{display:none;background:none;border:0;cursor:pointer;padding:10px}
.burger span{display:block;width:24px;height:2px;background:var(--navy);margin:5px 0;border-radius:2px}
/* photographic hero */
.hero-photo{position:relative;color:#fff;padding:170px 0 150px;overflow:hidden;background:var(--navy-deep)}
.hero-photo .hero-bg{position:absolute;inset:0;background:url('../img/hero-home.webp') center 65%/cover no-repeat;transform:scale(1.02)}
.hero-photo .hero-veil{position:absolute;inset:0;background:linear-gradient(100deg,rgba(8,31,44,.88) 0%,rgba(8,31,44,.62) 45%,rgba(8,31,44,.28) 100%)}
.hero-photo .container{position:relative;z-index:2}
.hero-eyebrow{display:inline-block;font-size:13px;font-weight:800;letter-spacing:.24em;text-transform:uppercase;color:var(--teal);margin-bottom:20px;padding-bottom:12px;border-bottom:2px solid rgba(64,193,172,.5)}
.hero-photo h1{font-size:clamp(32px,5vw,58px);line-height:1.32;max-width:820px;font-weight:700;letter-spacing:-.01em}
.hero-photo p.lead{margin:24px 0 38px;max-width:620px;color:#d7e6e2;font-size:19px;line-height:1.8}
.hero-photo .cta-row{display:flex;gap:16px;flex-wrap:wrap}
/* page hero */
.page-hero{background:linear-gradient(120deg,var(--navy) 0%,var(--navy-soft) 70%,#16443d 100%);color:#fff;padding:88px 0 76px;position:relative;overflow:hidden}
.page-hero::after{content:"";position:absolute;right:-100px;top:-100px;width:380px;height:380px;border-radius:50%;background:radial-gradient(circle,rgba(64,193,172,.28),transparent 70%)}
.page-hero h1{font-size:clamp(30px,4vw,46px);letter-spacing:-.01em;position:relative;z-index:1}
.page-hero p{color:#cfe3de;margin-top:14px;max-width:640px;font-size:18px;position:relative;z-index:1}
/* sections */
.section{padding:104px 0}
.section.alt{background:var(--teal-mist)}
.section.tight{padding:72px 0}
.kicker{color:var(--teal-dark);font-weight:800;letter-spacing:.2em;font-size:13px;text-transform:uppercase;margin-bottom:16px}
h2.sec-title{font-size:clamp(26px,3.2vw,38px);color:var(--navy);margin-bottom:20px;line-height:1.42;letter-spacing:-.01em;font-weight:700}
.sec-sub{color:var(--muted);font-size:18px;max-width:720px;margin-bottom:8px}
.prose{max-width:760px;color:var(--muted);font-size:17.5px}
.prose p+p{margin-top:16px}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}
.grid2.rev>.img-frame{order:2}
.img-frame{border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow);position:relative}
.img-frame img{width:100%;height:100%;object-fit:cover;aspect-ratio:4/3;transition:transform .6s var(--ease)}
.img-frame:hover img{transform:scale(1.03)}
/* benefit checklist strip */
.checks{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:44px}
.check{display:flex;align-items:center;gap:14px;background:#fff;border:1px solid var(--line);border-radius:14px;padding:20px 22px;font-weight:700;color:var(--navy);font-size:15.5px;transition:transform .25s var(--ease),box-shadow .25s var(--ease)}
.check:hover{transform:translateY(-3px);box-shadow:var(--shadow-sm)}
.check .dot{flex:0 0 14px;width:14px;height:14px;border-radius:50%;background:var(--teal)}
/* cards */
.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;margin-top:48px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:36px 28px;transition:transform .3s var(--ease),box-shadow .3s var(--ease)}
.card:hover{box-shadow:var(--shadow);transform:translateY(-4px)}
.card .icon{width:56px;height:56px;border-radius:16px;background:var(--teal-pale);display:flex;align-items:center;justify-content:center;margin-bottom:20px}
.card .icon svg{width:26px;height:26px;stroke:var(--teal-dark);fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.card h3{color:var(--navy);font-size:18px;letter-spacing:.04em;margin-bottom:12px}
.card p{color:var(--muted);font-size:15.5px}
/* category cards (products) */
.cat-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:30px;margin-top:52px}
.cat-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);overflow:hidden;display:flex;flex-direction:column;transition:transform .35s var(--ease),box-shadow .35s var(--ease)}
.cat-card:hover{transform:translateY(-6px);box-shadow:var(--shadow)}
.cat-img{overflow:hidden;aspect-ratio:16/10;background:var(--navy-deep)}
.cat-img img{width:100%;height:100%;object-fit:cover;transition:transform .6s var(--ease)}
.cat-card:hover .cat-img img{transform:scale(1.05)}
.cat-body{padding:34px 32px 38px;display:flex;flex-direction:column;flex:1}
.cat-body .kicker{margin-bottom:10px}
.cat-body h3{color:var(--navy);font-size:23px;margin-bottom:14px;letter-spacing:-.01em}
.cat-body p{color:var(--muted);font-size:16px;flex:1}
.cat-body .cat-link{margin-top:22px;font-weight:700;color:var(--teal-dark);display:inline-flex;align-items:center;gap:8px}
.cat-body .cat-link::after{content:"→";transition:transform .25s var(--ease)}
.cat-card:hover .cat-link::after{transform:translateX(5px)}
/* about */
.we-list{margin-top:36px;display:grid;gap:16px}
.we-item{background:#fff;border:1px solid var(--line);border-left:5px solid var(--teal);border-radius:12px;padding:22px 26px;transition:transform .25s var(--ease),box-shadow .25s var(--ease)}
.we-item:hover{transform:translateX(4px);box-shadow:var(--shadow-sm)}
.we-item p{color:var(--muted)}
.we-item strong{color:var(--navy)}
.quote{margin-top:48px;background:linear-gradient(120deg,var(--navy),var(--navy-soft));color:#fff;border-radius:var(--radius-lg);padding:52px 48px;text-align:center;position:relative;overflow:hidden}
.quote::before{content:"“";position:absolute;top:8px;left:32px;font-size:110px;color:rgba(64,193,172,.22);font-family:var(--serif);line-height:1}
.quote p{font-family:var(--serif);font-size:clamp(19px,2.4vw,27px);font-style:italic;position:relative;z-index:1;line-height:1.7}
/* contact */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:44px;margin-top:48px;align-items:start}
.info-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:40px;box-shadow:var(--shadow-sm)}
.info-row{display:flex;gap:18px;padding:18px 0;border-bottom:1px dashed var(--line)}
.info-row:last-child{border:0}
.info-row .ic{flex:0 0 46px;width:46px;height:46px;border-radius:14px;background:var(--teal-pale);display:flex;align-items:center;justify-content:center}
.info-row .ic svg{width:22px;height:22px;stroke:var(--teal-dark);fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.info-row h4{color:var(--navy);font-size:15px;margin-bottom:2px}
.info-row p{color:var(--muted);font-size:15.5px}
.form-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:40px;box-shadow:var(--shadow-sm)}
.field{margin-bottom:20px}
.field label{display:block;font-weight:600;color:var(--navy);font-size:14px;margin-bottom:8px}
.field input,.field textarea,.field select{width:100%;border:1px solid var(--line);border-radius:10px;padding:13px 15px;font-size:15px;font-family:var(--font);background:#fbfdfd;transition:border-color .2s,box-shadow .2s}
.field input:focus,.field textarea:focus{outline:none;border-color:var(--teal);box-shadow:0 0 0 3px rgba(64,193,172,.18)}
.field textarea{min-height:130px;resize:vertical}
.form-note{margin-top:16px;font-size:14px;color:var(--muted)}
/* cta band */
.cta-band{background:linear-gradient(115deg,var(--navy) 0%,var(--teal-dark) 130%);color:#fff;border-radius:24px;padding:64px 56px;text-align:center;margin:24px 0 0;position:relative;overflow:hidden}
.cta-band::after{content:"";position:absolute;right:-80px;top:-80px;width:300px;height:300px;border-radius:50%;background:radial-gradient(circle,rgba(64,193,172,.35),transparent 70%)}
.cta-band h2{font-size:clamp(26px,3vw,38px);margin-bottom:14px;letter-spacing:-.01em;position:relative;z-index:1}
.cta-band p{opacity:.92;max-width:600px;margin:0 auto 30px;position:relative;z-index:1}
.cta-band .btn{position:relative;z-index:1}
/* footer */
footer{background:var(--navy-deep);color:#9fb3bd;margin-top:100px}
.foot-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:44px;padding:72px 0 44px}
.foot-grid h4{color:#fff;font-size:15px;margin-bottom:18px;letter-spacing:.06em}
.foot-grid a{display:block;color:#9fb3bd;font-size:14.5px;padding:6px 0;transition:color .2s}
.foot-grid a:hover{color:var(--teal)}
.foot-brand img{height:38px;margin-bottom:16px}
.foot-brand p{font-size:14.5px;max-width:320px;line-height:1.8}
.foot-bottom{border-top:1px solid rgba(255,255,255,.1);padding:24px 0;font-size:13.5px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px}
/* responsive */
@media(max-width:1024px){
  .cards{grid-template-columns:repeat(2,1fr)}
  .cat-grid{grid-template-columns:repeat(2,1fr)}
  .hero-photo{padding:130px 0 110px}
}
@media(max-width:820px){
  .main-nav{position:fixed;inset:78px 0 auto 0;background:#fff;flex-direction:column;align-items:stretch;padding:12px 20px 20px;border-bottom:1px solid var(--line);display:none;box-shadow:0 20px 30px rgba(0,0,0,.08)}
  .main-nav.open{display:flex}
  .main-nav .lang-switch{margin:8px 0 0;align-self:flex-start}
  .burger{display:block}
  .grid2,.contact-grid{grid-template-columns:1fr;gap:36px}
  .section{padding:72px 0}
  .hero-photo{padding:100px 0 84px}
  .cta-band{padding:48px 28px}
}
@media(max-width:560px){
  .cards,.cat-grid,.checks{grid-template-columns:1fr}
  .foot-grid{grid-template-columns:1fr}
  .quote{padding:40px 28px}
}